Home Equity Loans
Looking to take on a big project or make a significant move? Your home may hold the key.
Put your home's equity to work for you, either as a loan or line of credit. We can match you to the right solution. And with no up-front fees or closing costs in most cases, you'll keep more money in your pocket.*
Do it online in a matter of minutes.
Use your money for debt consolidation, home improvements, and more.
Apply for a revolving line of credit or a lump-sum loan.
Home Equity Lines of Credit
Choose a line of credit that you can tap into again and again, as necessary.
- Take advantage of a 10-year revolving line of credit, then take up to 10 years to repay
- Access cash anytime through a credit card or convenience checks
- Pay interest only on the amount borrowed
- Interest-only monthly payment option available, for qualified borrowers**
- Choose a Prime Equity Line to access up to 80% of your home's value**
- Choose an Equity Line Plus to access up to 90% of your home's value**
Home Equity Loans
Receive your money all at once, which is helpful when you know exactly how much you need.
- Funds disbursed at closing
- Low, fixed rate for easy monthly budgeting
- Budget-friendly repayment terms
- Borrow up to 90% of your home's value**
Not sure which is best for you? Narrow it down.
Trying to tackle a list of to-dos? Tap into funds as needed for up to 10 years.
Have a big project in mind? This lump sum could help. You receive your money all at once, which is helpful when you know exactly how much you need.
Application Checklist
Make sure you have these documents ready before you apply. And please note, additional documents may be required depending on your specific circumstances.
W2 Wage Earner:
- Pay stubs for the most recent 30-day period
- Social Security Award Letter (if applicable)
Self-Employed:
- Past two years' personal and business (corporate/partnership) tax return forms and schedules
- K-1s for prior two years if applicable
Rental Income:
- Past two years' personal tax return forms and schedules
- Copy of Homeowner’s Insurance Policy
Additional Information (if applicable):
- Divorce decree and property settlement – signed
- Bankruptcy papers
- Trust documents